In general, the Certificate of Insurance and any additional certificates should be issued by the insurance agent who wrote the coverage, and should provide the contact name, phone and address, policy number, insurance coverage, limits, effective and expiration dates. In every case, it is important to request the Certificate of Insurance from the agent, and not the carrier. You’ll find in the long run that it’s much easier to avoid fraudulent certificates and claims if all information is gathered from the correct sources and kept in order.

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